What the Cash App referral text lawsuit was about
The Cash App referral text lawsuit alleged that automated or unsolicited referral text messages were sent to people without proper consent. Plaintiffs claimed this violated telemarketing and privacy laws that protect consumers from unwanted automated messages.
Defendants and plaintiffs reached a settlement that resolves those claims for qualifying people. The approved settlement includes a per-person payment amount and instructions on how to file a claim.
Who may qualify for the $147 compensation
Eligibility typically depends on receiving one of the disputed referral text messages during the settlement window. Qualifying details usually include:
- You received a referral or promotional text from Cash App (or associated short code/number).
- The text was sent within the timeframe listed in the settlement notice.
- You have not opted out of settlement participation in a manner that prevents payment.
Exact dates and qualifying message types are in the official settlement documents. Check the case notice or the settlement website for the precise criteria.
How much will qualifying claimants get?
The settlement sets a proposed payment of up to $147 per qualifying claimant. The final amount you receive can depend on the total number of valid claims and administrative costs.
Many settlements pay a fixed amount per valid claim, but the payout may be prorated if claim volume is high. Expect official communications to explain any prorating and final payment schedule.
How to file a claim for the Cash App referral text settlement
Filing a claim is usually a straightforward process. Follow these general steps to complete a claim:
- Find the official settlement website listed in the notice or court documents.
- Complete the online claim form or download, sign, and mail a paper claim form.
- Provide your name, contact information, and the phone number that received the text.
- Confirm the date or approximate timeframe you received the message.
- Submit any requested evidence, if required (see proof examples below).
After submission, you should receive confirmation and an estimated timeline for review and payment.
What proof might you need?
Common proof items include screenshots of the text message, the phone number that received the message, and a simple declaration that you received the message during the relevant period.
If you no longer have the message, some settlement administrators will accept a signed attestation stating you received the text. Always follow the official claim form instructions to avoid delays.
Many TCPA-related settlements include a fixed cash payment per claimant because damages per unsolicited automated call or text are predefined by statute.
Important deadlines and timelines
Settlement notices will list critical dates such as the claim filing deadline, opt-out deadline, and objection deadline. Mark these dates on your calendar and file your claim well before the deadline.
Typical timeline items to watch for:
- Claim filing deadline (last day to submit a claim)
- Opt-out deadline (if you want to exclude yourself and keep the right to sue separately)
- Final approval hearing date (court may hold a hearing to approve settlement)
What to expect after you file
After filing, the settlement administrator reviews claims for completeness and validity. Processing time varies but can take several weeks to a few months.
Once claims are approved, payments are distributed according to the method listed in the claim form, such as check, PayPal, or direct deposit. Look for official emails or mailed notices about payment timing.
Example case study
Case study: Maria received a Cash App referral text in May of the settlement period. She found the official settlement website, completed the online form, uploaded a screenshot of the text, and submitted her claim two weeks before the deadline.
After review, her claim was approved and she received a $147 electronic payment four months later. Maria saved time by using the online form and keeping a copy of the confirmation email.
Common questions and practical tips
- Can I file if I no longer have the message? Possibly. Many administrators accept signed declarations if you can attest you received the message within the qualifying period.
- What if my phone number changed? You should still file and explain the situation on the claim form. Some administrators accept alternate proof like carrier logs or attestations.
- Is this taxable? Settlement payments can sometimes be taxable. Check IRS guidance or consult a tax advisor for your specific situation.
Where to find official information and help
Use the official settlement website and court docket for authoritative details. Look for a settlement administrator contact page with email and phone support.
If you have legal questions about your rights, consider contacting a consumer attorney. Do not rely on social media posts as your primary source of settlement instructions.
Final checklist before you file a claim
- Confirm your phone number and the date range of the message.
- Gather any screenshots or supporting info you have.
- Complete the claim form carefully and submit before the deadline.
- Keep copies of confirmation emails and claim ID numbers.
This guide gives practical steps to determine eligibility and submit a claim for the Cash App referral text settlement. Always refer to the official settlement notice for exact instructions, dates, and contact details.